Tuesday, August 30, 2011

Extreme Save Mode

My family has been going through some big changes for the past 9 months in order to save money. Here's the rundown:

1. We sold our house. We bought it when we had two incomes and I was nine months pregnant with Ramona with no plans to be a Stay at Home Mom. Well THAT'S changed!

2. We signed up for CARES Apartment Life so that we could plan events for a local apartment complex and live there at a discount. CARES is a great Christian program, but as it turns out won't work with Chris' band schedule. We found that out AFTER we sold our house. But we knew that God wanted us to sell, so we moved in with Chris' parents for 5 months to figure out what our next step.

3. We purchased The Doublewide! It is a fraction of the cost of our old house with more square footage. Our mortgage payments are less than half of what we were paying. Yay! Also, because Chris' parents live on 3 acres of land, we get to set it up on their land for free! I am so excited about the kids being able to play on all of this land everyday. And best of all, the kids can walk over to Nanna and Paw Paw's house all by themselves. Well, Max can't walk yet, but you get the idea.


Chris and Doug built a deck for The Doublewide.
I LOVE it.

4. Chris and his Price Hill band-mates are finally quitting their day jobs and pursuing the band full time. They play Christian camps, youth events, concerts at churches and parks, revivals, etc... For many years they have been really successful at doing this part time. But we all believe that this is our calling and that God wants us to spread his word through music. What does this mean? Chris quit his job in June to play all the summer camps they had lined up. That's right, you read correctly, we are SELF EMPLOYED! So we are trusting God 100%. Chris had to turn down a promotion which would have led to a significant pay raise in order to play with the band this summer. Which was really scary, but we were not put on this earth to earn money. If this is truly our calling, we believe God will take care of us....and he has. (more posts to come)

Hence the EXTREME SAVE MODE. We are not spending ANYTHING unless we absolutely have to. Here's how we are making it work:
-No TV
-A shared cell phone plan with Chris' parents
-No internet...unless we sit by the window in the living room with our lap top.
-Food stamps (Thank you, LORD!)
-CHIP health insurance for the kids
-Medicaid for me and hopefully Chris soon
-$400 a month mortgage for The Doublewide
-A collection of odd jobs for me and Chris

We have managed to get our monthly bills down to around $1000 a month! Amazing! Hopefully Chris and I can actually earn that much a month. So far, so good!

Well, that's the updates. With the addition of eating organically, we are pretty much overhauling our whole lives. The organic thing is going great by the way. I lost several pounds and then we went on tour and ate camp food and pizza for 3 weeks.

The next post: Price Hill Summer Tour 2011!

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